Emcredit was formed in January 2006 as The Emirates Credit Information Company Limited, in accordance with the directives of His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai.

As it is incorporated in the Dubai International Financial Centre, Emcredit is fully compliant with international standards of data protection and security.

Emcredit provides enterprise and credit information solutions. We offer identity and data verification, data enrichment, decision support analytics and other tools necessary to improve customer acquisition, servicing, debt collection and portfolio management.

Emcredit helps businesses to make better and thus more profitable decisions at every stage

Customer targeting

We provide powerful tools that enable businesses to understand their customers’ needs, their payment behaviour and their risk profiles. Equipped with this information, they can identify the most efficient way to market their offerings to them.

Customer acquisition

We help to assess customers, automate business decisions, verify identities and detect fraud.

Portfolio management

We enrich our clients’ own records with valuable data from other sources to build up a more complete picture of their customers. This helps our clients realise the hidden potential of their customer base, increasing the possibilities for growth and customer retention.

Debt management

As well as improving debt collection, we can help businesses to identify the early warning signs of possible default so that preventative action can be taken.

How we help consumers

By enabling individuals to review and verify their report details via a secure online portal, Emcredit improves personal financial planning and helps individuals succeed in their plans for the future.